Medical Insurance

Expatriates more than anyone else need to examine the value of private medical insurance. Being in a foreign country where the cost and availability of medical cover is bound to vary, expatriates need the peace of mind that private medical insurance can provide.

With access to all the major insurance providers, First Choice Financial Consultants can recommend the most suitable plan for your needs and situation. Different insurance schemes are designed for individuals, seniors, families, groups or companies. Standard schemes can be customized, to fulfil your individual requirements, such as dental care, maternity, emergency care, critical care, etc. Annual cover is variable, ranging from £50,000 to £5,000,000.

Generally, as with most most services, you get what you pay for. Brand name alone does not indicate good quality and service. Clients need to understand the exact cover and limitations of their contract. Exclusions should always be read carerfully. This is where guidance and advice of a trained and well-informed IFA is essential.

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Of those who live to retirement, 93% could be dependant on friends, relatives or charity. Where will you be when you retire ? Its never too early to look into your retirment planning and longer term objectives.

In the UK school and boarding fees average £27,000 a year. Keeping in mind that school fees increase over time, its never too late to start putting something aside for your children's education.